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that Merrill deal is hysterical... they have to finance 75% of the deal just to get it off their books and their only recourse is to take the junk back!!! and the market likes it because now 'we know what the bottom is'...

by the way TOS is excellent, i only use it to paper trade but will be moving money over there soon.. im not an active trader but I think it's great if you're sophisticated enough...